SMEs Facilitations

27 April 2016 by vsalaris

SMEs facilitation

The Sabatini-ter decree opens a new session of funding for SME investment in capital goods.

Edited by Marketing Department

5 billion euros to finance your investments: the instrument established by the Italian Decree-Law n. 69/2013 aims to increase the competitiveness of the productive system of the country and improve access to credit for micro, small and medium enterprises (SMEs) for the purchase of new capital goods.

Starting from May 2, 2016 ,SMEs may in fact apply for funding according to the so- called Sabatini-ter decree, aimed to invest in new machinery, system and equipment, including hardware and ERP software. The Ministry of Economic Development issued the 26672/2016 Circular, which complies with all the changes introduced by 3/2015 Decree-Law (which, among other things, introduces a facilitated financial leasing) and the following inter-ministerial implementing decree of January 25, 2016.

The potential recipients of the subsidies are SMEs meeting specific conditions at the date of application. Above all, Companies need to be properly constituted and registered in the Italian Commercial Register; if not resident in Italian territory, SMEs must have legal personality recognized in the State of residence, resulting from the inclusion in the corresponding register. Companies are also required not to be in "difficult" conditions, be in the full and free exercise of their rights, not to be in voluntary liquidation or subject to bankruptcy proceedings or, again, not to be among those who received , and not refunded, benefits recognized as illegal and incompatible by the European Commission.

To take advantage of facilitations set out in this decree, companies must be based in Italy; otherwise, they must comply within the deadline for the completion of the investment; the penalty is the revocation of the granted subsidies.

The funding must be used entirely for the purchase - or acquisition in the case of financial leasing operations - of machinery, equipment, capital goods business, new factory equipment and hardware, as well as software and digital technologies intended for productive structures existing or to be implanted, located anywhere in the Italian country.

In view of the funding is granted a benefit, in the form of a contribution equal to the total interest calculated on a conventional basis of a loan to the 2.75% interest rate, with a duration of five years and an amount equivalent to the financing.

For more information and to access the documentation please visit the website:

A year of success

25 January 2016 by vsalaris

Best of 2015 Zucchetti video

It is now online a video realized by Zucchetti to celebrate all the important results achieved in 2015.

Edited by Marketing Department

2015 was a year of great and important achievements for Zucchetti.

In order to share these results a short video summary of the past year has been published on the Zucchetti Youtube channel: in less than 3 minutes you'll have a full overview of 365 days of success.

The video, titled Best Of 2015, summarizes all the new products, new companies of the group and Zucchetti's numbers of success, along with the main prizes and awards. And no lack of thanks to all those who made it possible to achieve major goals.

Discover all the news of Zucchetti in the year just finished ... and prepare for the news in 2016!

Zucchetti: best of 2015

21 December 2015 by vsalaris

Best of 2015

A 2015 made of success and acknowledgments: we assess the year now ending.

Edited by Marketing Department

2015 was a year of great satisfaction for Zucchetti, being once again the first Italian softwarehouse in Europe.

With new solutions (among which we must mention the ERP Mago4!), national and international awards and acknowledgments, increased hardware acceleration, new businesses and markets, Zucchetti has lived an entire year of success!

To get a global glance of all the results achieved in the year now ending, an infographic is ready to summarize the Best of 2015. You can see the graphic here, so you can start to explore all the goals achieved in 2015.

Find out all the successes of Zucchetti's year 2015 and ... follow us to learn about those of 2016!

Zucchetti is now Conservator and Certification Authority

25 November 2015 by vsalaris

Zucchetti certification

Zucchetti gets two major awards by the Agency for Digital Italy.

Edited by Marketing Department

Zucchetti strategy is always aiming to provide a comprehensive offer in all that concerns the issue of dematerialization, digitalization and document management.

Zucchetti has fully proved to possess all requirements expected by the Digital Government Code in terms of reliability, organizational, technical and financial expertise and experience of the staff, and for the preservation of electronic documents and for issuing digital signatures.

That is why the Agency for Digital Italy, given the high levels of quality and safety in the treatment of data, acknowledged Zucchetti with the qualification of accredited Conservator and Certification Authority.

The Agency has indeed credited Zucchetti as conservator because it meets the highest requirements in terms of quality and safety in data treatment, giving the company also the qualification of certifier for issuing of digital signatures.

With these two important awards, Zucchetti further improves the quality of services provided to its clients, offering them the great advantage of using all these services through a single supplier.

Mobile Solutions for Business: status and perspectives

28 October 2014 by vsalaris


Recent studies analyze the impact of Mobility on key business processes, assessing their major opportunities for the future.

Edited by Marketing Department

The adoption of mobile technologies to support business processes is a powerful tool to develop innovative digital paths that can significantly increase efficiency, recover productivity and dramatically improve effectiveness. It is no coincidence that the Italian mobile market is growing fast: the Mobile Enterprise Observatory of Politecnico di Milano estimated that the mobile market will grow by 46% over three years, reaching 2.7 billion by 2016.

Primary levers of this increase are Mobile devices such as smartphones, tablets and PDA, Mobile Business Apps supporting the processes, considering the company devices, and Enterprise Application Stores, platforms that allow the ICT directions to monitor and manage the entire mobile ecosystem. This mix of terminals, applications and governance environment can overcome the already low barriers of users to adoption, to renew, simplifying them, sales, maintenance, personnel management, supply chain processes, and so on.

Such a significant volume growth it is not surprising, given that Italian mobile workers are now 13 million, and the production value recovered in 2014 thanks to mobile solutions for professional activities is estimated at about € 9 billion per year (according to the Observatory). The Mobile Enterprise is thus having a deep impact on Enterprises, who found a way to turn the mobile potential into real value. The benefits in effectiveness and efficiency recorded by each organization are reflected on the entire country, as value appreciable both from productivity that from a purely economic point of view.

Zucchetti, together with Group companies, offers you cutting-edge tools to access the information contained in the company's information system directly from a PC, smartphone or tablet. Your data is thus available at any place and at any time, to real-time control and analyze your business. This means a concrete answer to needs of a management in full mobility. To learn more, please visit Zucchetti website.

Welcome SEPA Direct Debit!

17 March 2014 by vsalaris


Starting from August, SEPA system becomes mandatory for electronic money transfers made in the Euro area. How will the relationship between bankers and customers change? 

Edited by Marketing Department 

SEPA, or Single Euro Payments Area, is a project promoted by European Central Bank and European Commission, aiming to standardize payment services in euro made by means other to cash (bank transfers, direct charges on current account and payment cards). SEPA area encompasses the 32 EU States, plus Iceland, Norway, Liechtenstein, Switzerland and Monaco, for a total of 513 million people and about 9,200 financial institutions. Within SEPA, citizens, companies, public administrations and other economic players will be able to make and receive payments in euro (other than cash) "both within national borders and among different countries, under the same conditions and with the same rights and obligations", according to a Bank of Italy notice.

Direct Debit (italian RID) is a payment mode that allows the automatic charge of money on client bank account. The bank automatically withdraws the amount of money for some kind of payments (such as installments, periodic payments, utilities charges, etc.. ).

SEPA will replace ordinary Direct charge on current account according to two distinct patterns: regular and fast Direct Debit will be replaced by SEPA Direct Debit (SDD) Core (basic ordinary service) and "B2B" (restricted to non-consumers), while domestic transfers will be replaced by SEPA Credit Transfer (SCT). Both of these tools will therefore allow you to execute euro direct debits and credit transfers within the SEPA area with the same rules for both domestic operations and for international operations within other countries in the area. In practice, all payments become "domestic", since there will no longer be difference between national and cross-border payments. There will not be any difference in which country or in which SEPA bank a client holds its own account.

Until July 31th, 2014, DD and national bank transfer services will be used as an alternative to the corresponding SEPA DD. Starting from August 1, 2014, national services will be permanently discontinued and replaced by SEPA services. Forthcoming transition to SEPA will not affect other payment services, including fixed amount standing orders and financial DD - whose replacement is scheduled for 2016 - bank receipts, payments by advice, bank or postal deposit slips, relevant amount and high priority fund transfers, other bank transfers that are not in Euro currency or are to and from countries outside SEPA.

By adapting to SEPA, euro payment transactions to another account will then be based on harmonized schemes, for tool characteristics, standards, infrastructure and costs. Conditions uniformity will create benefits to both customers and banks, streamlining operations and tuning payment services at a European level. This approach is expected to stimulate European trade, increase competition between payment services providers and, in this way, contribute to rate reduction, making payment services market more efficient, safe and convenient.

SEPA payment methods have new features impacting on many processes. Companies in particular can greatly rationalize treasury operations with consequent organizational and costs benefits. Using standardized formats companies will able to integrate payment process with the most advanced business procedures (such as e-invoicing). They will be able to more efficiently manage not only receipts and payments provisions, but also the related reporting and the connected reconciliation of accounting and commercial flows. By switching to SEPA debit, companies will have the responsibility to collect, dematerialize, preserve and exhibit (in case of disputes) debit mandates signed by debtors. Companies will as well be responsible to independently manage any mandate changes or cancellations requested by clients.

It is important to be prepared: companies are called upon to adapt informative systems, business processes, administrative procedures and, more generally, relations with banks, customers and suppliers. A critical step in this direction will be changing tracks format for communication between bank and enterprise, both for SDD and for SCT: the new international standard will become mandatory from 1 February 2016, but banks are required to accept it immediately.

As of now aligns with these provisions thanks to SP7 improvements: tracks for bank transfers and DD are changed through the new service pack updates, with the possibility to timely agree to new provisions.

Move up thanks to tools, made available in order to adapt your business to the next financial structure.
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