June 6 th, 2014, is the date by which companies and professionals must acquire software applications in order to generate and transmit electronic invoices to public administration. 

Edited by Marketing Department

2008 Financial Law ruled that invoices towards State administrations should be only in electronic form. Ministerial Decree no.55 (dated 2013, April 3^th) lays down this invoicing rules and defines the necessary operations to transmit, receive and pay electronic invoices issued to the Public Administrations. 

The electronic invoice (in Italian called FatturaPA ) has to be produced in a specific digital format: only this kind of invoice will be accepted by Administration.  According to law provisions, Administration are required to use the Exchange System (italian Sistema Di Interscambio –SDI-), the only transmission channel towards Administration. Exchange System is a computerized system able to receive invoices files in the e-invoice form, checking received files and then forwarding invoices to Administration addressees.

Contents origin authenticity and integrity are guaranteed by placing issuers’ qualified electronic signature. Transmission is linked to the recipient office identification code (available in Public Administration Index).

The rules provided by the Decree set two different deadlines for provisions enactment.  Starting from June 6^th 2014 the provisions for invoices issued to central public administration (Ministries, Fiscal Agencies, National Social Security Service and Welfare Agency) will be currently enforced . June 6^th, 2015 is instead the deadline to adapt invoices issued to the entire Public Administration.

It is easy to be update, thanks to Zucchetti solutions: a range of ERP designed for companies, as well as a choice of tax and accounting software for professionals and associations. These ready-made solutions for the generation of electronic invoices, are natively integrated with document management solutions and their electronic storage, in order to complete the entire cycle of document dematerialization.

A case in point is Mago.net ERP. Mago.net EasyAttachment and SOSConnector modules offer a fully integrated document management system, designed to store any file.  Documents legal value is ensured by connection with electronic storage service provided by Zucchetti DataCenter.

Once law provisions fulfillment is drastically simplified, regulatory requirement becomes a great opportunity in order to gain efficiency. Dematerialization is the driving force behind productivity increase. It can be touched by hand, from cost savings in printing and filing paper documents, through an easier and faster communication thanks to digital information, up to transparency. In this regard, electronic invoicing unequivocally certifies a product a service supply to public institution, providing clear accounting and precise monitoring of public spending. As primary consequence, disputes for Public Administration debts recovery will be reduced.

On Zucchetti website you can find a complete list of ERP designed for small, medium and large companies, as well as tax and accounting solutions for professionals and associations

Relying on Mago.net flexibility and versatility, Piron has been able to meet management needs related to  strong business growth in food ovens business sector. A winning choice from many points of view.

Edited by Marketing Department

Piron is a dynamic company based in Padova, that produces and sells professional kitchen ovens. Backed by a team of experienced professionals willing to share their knowledge and their innovative spirit, the company is fast growing and is strongly oriented to international market. One of Piron philosophy’s founding pillars is the constant research for new technological solutions, able to meet and anticipate sector needs. That’s why the research team is always ready to offer cutting-edge solutions in close collaboration with prestigious universities and research centers. All in order to ensure quality, safety, design, usability and sustainability.

In consideration of business volume growth and of resulting rise in employees number, the company had an overwhelming need to change many procedures within the organization. Piron decided to move towards a new management system, with the primary goal to cut down the previous system strict limitations.

Piron decided to take a step forward both in terms of operative logic and of data administration, relying on new methods such as business intelligence, management control, real-time production monitoring and lean logics. Software selection was guided by following criteria: program advanced flexibility and the ability to freely and effectively access, manipulate and analyze business data. Piron's choice was Mago.net, for its superior performances and the perfect answers Microarea solution has been able to give to new requirements, demonstrating in this way a total adherence to company procedures.

Piron is now able to meet the need, among others, to extract data or easily connect to external procedures thanks to the potentialities of XGate (the module that allows to exchange files between remote station and heterogeneous systems) and MagicLink (Microarea tool that allows you to integrate any vertical solution or custom application with Mago.net ).

Among Mago.net strong points identified by Piron, we find flexibility of system architecture, designed to manage Mago.net databases (SQL Server), easy access and ERP simple browsing, and Woorm accessibility (being Woorm a powerful reporting tool integrated with Mago.net). Piron is now autonomous in reporting, thanks to Woorm. The project had also a very short startup time: the system reached operating regime in just 30 days, and it flexibly adapted itself to Piron users needs.

Piron is just one of the success stories supported by Mago.net: want you find out how many other companies have improved their performance in the most different sectors, please visit the dedicated section on Microarea website.

Starting from August, SEPA system becomes mandatory for electronic money transfers made in the Euro area. How will the relationship between bankers and customers change? 

Edited by Marketing Department 

SEPA, or Single Euro Payments Area, is a project promoted by European Central Bank and European Commission, aiming to standardize payment services in euro made by means other to cash (bank transfers, direct charges on current account and payment cards). SEPA area encompasses the 32 EU States, plus Iceland, Norway, Liechtenstein, Switzerland and Monaco, for a total of 513 million people and about 9,200 financial institutions. Within SEPA, citizens, companies, public administrations and other economic players will be able to make and receive payments in euro (other than cash) "both within national borders and among different countries, under the same conditions and with the same rights and obligations", according to a Bank of Italy notice.

Direct Debit (italian RID) is a payment mode that allows the automatic charge of money on client bank account. The bank automatically withdraws the amount of money for some kind of payments (such as installments, periodic payments, utilities charges, etc.. ).

SEPA will replace ordinary Direct charge on current account according to two distinct patterns: regular and fast Direct Debit will be replaced by SEPA Direct Debit (SDD) Core (basic ordinary service) and "B2B" (restricted to non-consumers), while domestic transfers will be replaced by SEPA Credit Transfer (SCT). Both of these tools will therefore allow you to execute euro direct debits and credit transfers within the SEPA area with the same rules for both domestic operations and for international operations within other countries in the area. In practice, all payments become "domestic", since there will no longer be difference between national and cross-border payments. There will not be any difference in which country or in which SEPA bank a client holds its own account.

Until July 31th, 2014, DD and national bank transfer services will be used as an alternative to the corresponding SEPA DD. Starting from August 1, 2014, national services will be permanently discontinued and replaced by SEPA services. Forthcoming transition to SEPA will not affect other payment services, including fixed amount standing orders and financial DD - whose replacement is scheduled for 2016 - bank receipts, payments by advice, bank or postal deposit slips, relevant amount and high priority fund transfers, other bank transfers that are not in Euro currency or are to and from countries outside SEPA.

By adapting to SEPA, euro payment transactions to another account will then be based on harmonized schemes, for tool characteristics, standards, infrastructure and costs. Conditions uniformity will create benefits to both customers and banks, streamlining operations and tuning payment services at a European level. This approach is expected to stimulate European trade, increase competition between payment services providers and, in this way, contribute to rate reduction, making payment services market more efficient, safe and convenient.

SEPA payment methods have new features impacting on many processes. Companies in particular can greatly rationalize treasury operations with consequent organizational and costs benefits. Using standardized formats companies will able to integrate payment process with the most advanced business procedures (such as e-invoicing). They will be able to more efficiently manage not only receipts and payments provisions, but also the related reporting and the connected reconciliation of accounting and commercial flows. By switching to SEPA debit, companies will have the responsibility to collect, dematerialize, preserve and exhibit (in case of disputes) debit mandates signed by debtors. Companies will as well be responsible to independently manage any mandate changes or cancellations requested by clients.

It is important to be prepared: companies are called upon to adapt informative systems, business processes, administrative procedures and, more generally, relations with banks, customers and suppliers. A critical step in this direction will be changing tracks format for communication between bank and enterprise, both for SDD and for SCT: the new international standard will become mandatory from 1 February 2016, but banks are required to accept it immediately.

As of now Mago.net aligns with these provisions thanks to SP7 improvements: tracks for bank transfers and DD are changed through the new service pack updates, with the possibility to timely agree to new provisions.

Move up thanks to Mago.net tools, made available in order to adapt your business to the next financial structure.
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